The feeling’s mutual, supporting our members
Member benefits designed to support you when it matters most
Your Member Benefits
Gravesham Friendly membership provides financial support if illness prevents you from working, alongside Discretionary Benefits that help with everyday health and household costs throughout the year.
As a mutual Society, we focus on providing value to our members through practical benefits and financial support designed around real everyday needs.
Sickness Plan
Our Sickness Plan is designed to provide financial support if illness or injury prevents you from working, helping reduce financial pressure at a difficult time.
Membership is open to anyone in work or looking for work between the ages of 16 and 60 and starts from just £14.95 per month.
Unlike many providers, we keep the application process simple:
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Join online in minutes
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No medical underwriting
- No lengthy health questionnaires
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Pre-existing medical conditions covered
Your membership also includes Discretionary Benefits that help with everyday health and household costs throughout the year.
You can choose between two levels of weekly sickness benefit support:
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£100 per week sickness benefit
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£250 per week sickness benefit
You can change your level of cover in the future if your circumstances change.
Membership options are available for individuals, families, clubs, societies and group schemes.
What does Gravesham Friendly Sickness Benefit Plan offer you?
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Financial support if you are unable to work. If illness prevents you from working for more than one week, your membership provides weekly financial support to help you financially while you recover.
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Unlike most providers, we offer a lifetime guarantee fixed fee promise. This means you will never pay more than the published rates on the Join Now page. The premium you pay increases gradually as you get older and as you move into the age band, your premiums increase to the next level.
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If you choose the £100 per week membership option, the weekly sickness benefit payments for the same illness are:
- £100 per week for the first year.
- £50 per week for the second year.
- £25 per week for years three, four and five.
If you choose the £250 per week membership option, the weekly sickness benefit payments for the same illness are:
- £250 per week for the first year.
- £125 per week for the second year.
- £63 per week for years three, four and five.
Long-term support
An individual sickness claim can continue for up to five years for the same illness or condition.
No payments are made after year five for the same ongoing condition.
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We aim to provide simple and affordable sickness benefit cover without complicated exclusions or hidden terms.
Benefit payments are currently tax free and paid in addition to any statutory or employer sick pay you may receive.
What you need to do
To claim sickness benefit, members must:
- Complete the initial 13-week qualifying period
- Pay membership fees when due
- Complete a claim form and provide a doctor’s fit note
Please note that the first seven days of sickness are not covered by the plan.
Membership Benefits
In addition to weekly sickness benefit payments, membership also provides access to Discretionary Benefits that help with everyday health and household costs throughout the year.
The only thing we ask members to do are keep membership fees up to date and submit claims within 3 months of the expense being incurred.
- Over 80% of members claim discretionary benefits every year
- 100% of eligible claims paid
- 4.8/5 member satisfaction score
Explore the great range of discretionary benefits designed to provide value throughout your membership.
Our current member benefits include:
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Available after 13 weeks membership
£100 per week membership option
- After 13 weeks of membership, you can begin claiming up to £150 in Discretionary benefits (pro rated)
- After 12 months of membership, this increases to up to £350 per year
£250 per week membership option
- After 13 weeks of membership, you can begin claiming up to £250 in Discretionary benefits (pro rated)
- After 12 months of membership, this increases to up to £500 per year
Eligible claims, after 13 weeks membership, include:
- Dental treatment and dentures
- Optical care including eye tests, glasses, prescription sunglasses and contact lenses
- Medical and therapy costs including physiotherapy, osteopathy, podiatry, reflexology and private consultations
- Hospital stays and maternity/paternity support
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Eligible claims, after 12 months membership include:
- First-time home buyer support
- Home energy efficiency improvements including windows, heating, boilers and insulation
- Education and training support
The above grants are paid at a maximum of £200 per discretionary benefit
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- Free will writing service from Squiggle Consult
- Discretionary death benefit of £2,500 and £5,000 for accidental death.
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We reimburse 75% of eligible costs, helping reduce the financial pressure of everyday health and household expenses.
Unlike many providers, there are no category restrictions, allowing you to use your allowance on the support most important to you.
Join Gravesham Friendly
Membership starts at just £14.95 a month, providing up to £5,450 of annual member benefits.
Membership also gives access to GF Extra – discounts and offers on life’s essentials
What is GF Extra?
Exclusive discount offers and a 24 hour, 365 days member wellbeing support helpline. All Gravesham Friendly members are eligible for exclusive member deals to save money on life’s essentials as well as days out, travel, and our sustainability offers.
Offers include:
- Vision Express
- Gym and health club memberships
- Discounts on supermarket vouchers and many more
Great deals from everyday brands
Benefits personalised to you
Members also have the complimentary option of signing up to the GF Extra Personalisation platform which will grant you access to these features:
Save your favourite offers for easy access
Set reminders for your Vision Express offer in time for when your next eye test is due
Sign up to our mailing list to hear more about the brands and limited time special offers available to you through GF Extra
How to access your benefits
Gravesham Friendly members have access to the GF Extra platform and their offers from their account area.
How much can GF Extra save you?
Information on the average annual member savings using the GF Extra service, with call to action to take a couple of minutes to see how much you can save.
Use our online calculator to find out much you can save
It only takes a few minutes!
