The feeling’s mutual, supporting our members
Member benefits that mean so much
Your Member Benefits
Gravesham Friendly provides members with so much more than a straightforward, simple to understand sickness income benefit designed to pay out when you can’t work.
We don’t have any shareholders to satisfy, so we distribute our profits through a range of worthwhile benefits our members really value.
Sickness Plan
Our Sickness and Benefit Plan provides financial assistance when illness or injury prevents you from working—helping protect you and your loved ones when it matters most. Membership is open to anyone in work or looking for work between the ages of 16 and 60. Join today from as little as £14.95 a month.
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Simple, hassle-free application – Join in minutes.
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No complicated medical forms – We don’t penalise you for your medical history.
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Pre-existing conditions covered – Unlike many insurers, we welcome you as you are.
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Free discretionary member benefits – All members are able to claim up to £500 per year to help with medical, education and housing costs after a qualifying period. Select the membership benefits tab to find out more.
Flexible, generous cover options:
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£100 per week cover – Claim up to £5,600 per year.
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£250 per week cover – Claim up to £13,250 per year.
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Adjust your cover at any time to suit your changing needs.
Membership options to suit everyone:
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Individual plans
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Group plans – Discounted cover for 2–10 people (ideal for small teams, families, clubs and societies).
What does Gravesham Friendly Sickness Benefit Plan offer you?
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If you are unable to work due to sickness for more than a week, our clear and affordable Sickness Benefit Plan provides you with £100 per week or £250 per week to provide you with peace of mind until you are able to return to work.
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Unlike most providers, we offer a lifetime guaranteed fixed fee promise. this means you will never pay more than the published rates on the Join Now page. The premium you pay increases gradually as you get older and as you move to the next age band, your premiums increase to the next level.
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An individual sickness claim is covered up to a maximum of 5 years. No payments are made in year 6 and subsequent years for the same illness.
If you select our £100 per week membership option, the weekly payment rate after the first week of sickness is:
- £100 per week for the first year.
- £50 per week for the second year.
- £25 per week for years three, four and five.
If you select our £250 per week membership option, the weekly payment rate after the first week of sickness is:
- £250 per week for the first year.
- £125 per week for the second year.
- £63 per week for years three, four and five.
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We provide an affordable, straightforward Sickness Plan product with no hidden ‘won’t pay you’ terms. The payment is tax free and is in addition to any statutory or company payments you might receive.
We only ask you to:- Wait 13 weeks after becoming a member before you are eligible to claim sickness benefit.
- The first 7 days of sickness is not covered.
- Pay your membership fees.
- Complete a simple claim form and submit it with a doctors sick note.
Membership Benefits
We provide you with an annual discretionary claims limit of up to £500 per year, providing you with the flexibility to claim financial support on a wide range of really useful member benefits.
The only thing we ask you to do is to ensure your membership fees are up to date and submit your discretionary claim within 3 months.
- 70% of members claim discretionary benefits every year.
- 95% of claims are authorised within 3 working days.
- 4.9/5 claims member satisfaction score.
Explore the great range of benefits our members have helped us design.
Our current member benefits include:
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Available after 12 months membership
- Dental treatment and dentures: £200 maximum payment, 50% of invoice receipt paid
- Optical Prescription glasses including eye tests, prescription sunglasses and contact lenses: £200 maximum payment, 50% of invoice receipt paid
- Miscellaneous Medical Expenses: £200 maximum payment, 50% of invoice receipt paid including private consultation, physiotherapy, chiropody, podiatry, reflexology, osteopathy, hearing aids etc.
- Hospital stay benefit of £30 per night up to 16 nights per year
- Maternity and paternity of £200, one claim per child
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Available after 24 months membership
- First time home buyer grant of £200
- Annual home energy efficiency grant of £200 per year covering new windows, heating, boiler, insulation etc to improve EPC rating.
- Annual education grant: full time courses £200, part/time courses £100.
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That don’t count against your £500 annual claims limit
- Discretionary death benefit of £2,500 and £5,000 for accidental death.
Join Gravesham Friendly
Membership starts at just £14.95 a month, providing up to £5,600 of annual member benefits
Membership also gives access to GF Extra – discounts and offers on life’s essentials
What is GF Extra?
Exclusive discount offers and a 24 hour, 365 days member wellbeing support helpline. All Gravesham Friendly members are eligible for exclusive member deals to save money on life’s essentials as well as days out, travel, and our sustainability offers.
Offers include:
- Vision Express
- Gym and health club memberships
- Discounts on supermarket vouchers and many more
Great deals from everyday brands
Benefits personalised to you
Members also have the complimentary option of signing up to the GF Extra Personalisation platform which will grant you access to these features:
Save your favourite offers for easy access
Set reminders for your Vision Express offer in time for when your next eye test is due
Sign up to our mailing list to hear more about the brands and limited time special offers available to you through GF Extra
How to access your benefits
Gravesham Friendly members have access to the GF Extra platform and their offers from their account area.
How much can GF Extra save you?
Information on the average annual member savings using the GF Extra service, with call to action to take a couple of minutes to see how much you can save.
Use our online calculator to find out much you can save
It only takes a few minutes!
