WE TRUST AND SUPPORT EACH OTHER.
Join now, be part of our friendlier Society today
How much does membership cost?
Membership starts at just £14.95 a month for our £100 a week cover providing you with access to £5,600 of annual discretionary member benefits or £24.95 a month for our £250 a week cover providing you with access to £13,250 of annual discretionary member benefits.
All you have to do is select £100 or £250 sickness benefit cover. Don’t worry, if your circumstances change you can switch between these at any time. You can join the Society anytime between your 16th and 60th birthday.
We don’t exclude pre-existing medical conditions, charge you more based on your occupation or ask you to complete medical screening.
The premium you pay increases gradually as you get older, as you move into the next published age band below, your premiums increase to the next level.
Unlike many providers, we provide a lifetime guaranteed fixed fee promise. This means you will never pay more than the published rates below.
Sickness benefit ends at age 70. After this you can continue your Society membership by paying £15 per month to providing you with £500 a year discretionary benefits allowance to help you pay for medical, housing and education costs, plus up to £5000 death benefit cover.
When you reach age 85, your premiums end and we provide you with free lifetime membership. This enables you to continue claiming £500 a year in discretionary benefits and receive up to £5000 death benefit.
Select your age range
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Membership Benefits
Gravesham Friendly offers much more than just affordable sickness cover. Our plans are designed to pay out quickly when you can’t work and we’ve delivered on that promise, paying 100% of sickness benefit claims since 2022 running, not only that, we’ve authorised 95% of all claims within 3 working days.
As a mutual organisation, we don’t have shareholders to please. That means we can focus on our members by keeping prices low and delivering exceptional value. In fact, we’re confident you won’t find better value cover elsewhere.
In addition to sickness cover, every member receives a £500 annual discretionary benefit allowance to help with medical, home and education costs. It’s no surprise so many of our members recommend us to their family and friends.
Click each tab to discover more about the easy-to-claim benefits our members truly value.
Sickness Plan
Our Sickness and Benefit Plan provides financial assistance when illness or injury prevents you from working—helping protect you and your loved ones when it matters most. Membership is open to anyone in work or looking for work between the ages of 16 and 60. Join today from as little as £14.95 a month.
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Simple, hassle-free application – Join in minutes.
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No complicated medical forms – We don’t penalise you for your medical history.
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Pre-existing conditions covered – Unlike many insurers, we welcome you as you are.
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Free discretionary member benefits – All members are able to claim up to £500 per year to help with medical, education and housing costs after a qualifying period. Select the membership benefits tab to find out more.
Flexible, generous cover options:
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£100 per week cover – Claim up to £5,600 per year.
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£250 per week cover – Claim up to £13,250 per year.
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Adjust your cover at any time to suit your changing needs.
Membership options to suit everyone:
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Individual plans
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Group plans – Discounted cover for 2–10 people (ideal for small teams, families, clubs and societies).
What does Gravesham Friendly Sickness Benefit Plan offer you?
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If you are unable to work due to sickness for more than a week, our clear and affordable Sickness Benefit Plan provides you with £100 per week or £250 per week to provide you with peace of mind until you are able to return to work.
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Unlike most providers, we offer a lifetime guaranteed fixed fee promise. this means you will never pay more than the published rates on the Join Now page. The premium you pay increases gradually as you get older and as you move to the next age band, your premiums increase to the next level.
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An individual sickness claim is covered up to a maximum of 5 years. No payments are made in year 6 and subsequent years for the same illness.
If you select our £100 per week membership option, the weekly payment rate after the first week of sickness is:
- £100 per week for the first year.
- £50 per week for the second year.
- £25 per week for years three, four and five.
If you select our £250 per week membership option, the weekly payment rate after the first week of sickness is:
- £250 per week for the first year.
- £125 per week for the second year.
- £63 per week for years three, four and five.
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We provide an affordable, straightforward Sickness Plan product with no hidden ‘won’t pay you’ terms. The payment is tax free and is in addition to any statutory or company payments you might receive.
We only ask you to:- Wait 13 weeks after becoming a member before you are eligible to claim sickness benefit.
- The first 7 days of sickness is not covered.
- Pay your membership fees.
- Complete a simple claim form and submit it with a doctors sick note.
Membership Benefits
We provide you with an annual discretionary claims limit of up to £500 per year, providing you with the flexibility to claim financial support on a wide range of really useful member benefits.
The only thing we ask you to do is to ensure your membership fees are up to date and submit your discretionary claim within 3 months.
- 70% of members claim discretionary benefits every year.
- 95% of claims are authorised within 3 working days.
- 4.9/5 claims member satisfaction score.
Explore the great range of benefits our members have helped us design.
Our current member benefits include:
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Available after 12 months membership
- Dental treatment and dentures: £200 maximum payment, 50% of invoice receipt paid
- Optical Prescription glasses including eye tests, prescription sunglasses and contact lenses: £200 maximum payment, 50% of invoice receipt paid
- Miscellaneous Medical Expenses: £200 maximum payment, 50% of invoice receipt paid including private consultation, physiotherapy, chiropody, podiatry, reflexology, osteopathy, hearing aids etc.
- Hospital stay benefit of £30 per night up to 16 nights per year
- Maternity and paternity of £200, one claim per child
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Available after 24 months membership
- First time home buyer grant of £200
- Annual home energy efficiency grant of £200 per year covering new windows, heating, boiler, insulation etc to improve EPC rating.
- Annual education grant: full time courses £200, part/time courses £100.
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That don’t count against your £500 annual claims limit
- Discretionary death benefit of £2,500 and £5,000 for accidental death.
Gravesham Friendly Extra
Gravesham Friendly Extra provides members with access to free helplines and services plus money saving discounts from well-known brands and retailers to help you make the most of your money.
Offers include:
- Vision Express
- Gym and health club memberships
- Discounts on supermarket vouchers and many more
Membership of the Society
The Society exists to look after its members, which includes running a financially sound business and providing a great range of benefits designed to pay out. Since 2022, we’ve paid out 99% of all sickness and discretionary claims.
Our members demand a high standard of service and we listen to them to ensure we maintain an industry leading 4.9/5 member satisfaction score.
We understand that the claims process can be daunting and we endeavour to make the process as smooth as possible and support you throughout the process. Whilst we offer an easy to use member portal on our website, our friendly Membership services team are available to help via email, phone or in Gravesham office.
Great value membership with so much more than just sickness benefit cover designed to pay out.
- Sickness Plan
- Membership Benefits
- GF Extra
Ready to become a Member?
Join today and enjoy:
- Flexible plans for individuals and groups
- Lifetime guaranteed membership fees
- Dedicated support when you need it most
- A full range of valuable membership benefits
Would you prefer an offline application?
Download our application form and post or email it back to us.
A friend recommended I considered joining, I’ve never looked back, it’s so good. Supportive by paying dental and optical claims, excellent service. Would I recommend becoming a member? Definitely! Yes.
10/10 for customer service and value for money. Just perfect.
The financial sickness benefit support I received when I was hospitalised and unable to work was extremely helpful as I was self employed.
Peter Daniels
Raymond Till
Staff are always helpful and polite, helped me a lot with spectacles and dental costs. Anglo-Saxons has really benefited me.
Ann Stiling-Daveney
Diane Gee
Keith Roots
Reginald Greeves
Graham Winter
Trina Hedges
Margaret Lynch
Mrs Hannah Beachem
John and Christine Lock
The Society has helped me with the cost of opticians and dentist bills. They provide excellent friendly service, my wife and daughter are also members
Ashley Simons
Since I joined at age 16 the Anglo-Saxons have helped me many times with dental and optical grants at a times when money has been scarce.
Alan Smith
My parents signed me up when I was young, the Society provides superb customer service and very good value for money.
Adam Brown
The financial sickness benefit support I received when I was hospitalised and unable to work was extremely helpful as I was self employed.
Peter Daniels
Michael Norman
Paul Tyler
Robert Nicholson
Marilyn Wilder
Debbie Bruce
10/10 for customer service and value for money. Just perfect.
Barry Smith
Provides very helpful customer service and good value for money
Barry Frissenden
Colin Buggs
Discover how we’ve helped others
Read our case studies
